8 core risk questions
Weighted scoring gives more importance to credit, payments, reports and system access.
Pricing and discountsWeight 12%
Who can set prices, approve discounts and explain margin impact?
Supplier orderingWeight 12%
Who knows suppliers, reorder logic and purchase timing?
Customer credit and collectionsWeight 16%
Who controls customer limits, overdue balances and collection actions?
Stock and product knowledgeWeight 10%
Who knows stock movement, substitutes and product details?
Payments and approvalsWeight 15%
Who can approve payments and keep operations moving?
Reports, passwords and system accessWeight 15%
Who can access reports, passwords, backups and admin systems?
SOPs and staff trainingWeight 10%
Are processes documented enough for staff to follow?
Two-week owner absence testWeight 10%
Can the business run for two weeks without the owner?